Terms of Service

Clear and simple terms for using Quick Budget's free financial planning tools.

Last updated: December 2024

Acceptance of Terms

By accessing and using Quick Budget ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

Quick Budget provides free online financial calculators and planning tools designed to help users make informed financial decisions. Our services include:

  • Budget calculators for expense tracking and financial planning
  • Loan calculators for payment and interest calculations
  • Investment calculators for compound interest and growth projections
  • Savings goal calculators for financial target planning
  • Tax calculators for estimating tax liability
  • ROI calculators for measuring investment returns
  • Currency converters for international finance
  • Debt repayment calculators for payoff planning

Important Legal Notice

No Professional Financial Advice: The calculators and tools provided by Quick Budget are for educational and informational purposes only. They do not constitute professional financial, investment, tax, or legal advice. Always consult with qualified professionals for your specific situation.

User Responsibilities

Accurate Information

You agree to provide accurate and complete information when using our calculators. The accuracy of results depends on the accuracy of the data you input.

Personal Use

Our tools are intended for personal, non-commercial use. You may not use our services for commercial purposes without explicit written permission.

No Reliance on Results

While we strive for accuracy, you acknowledge that financial calculations can be complex and results should be verified. You use our tools at your own risk.

Service Availability

Quick Budget is provided "as is" and "as available." We do not guarantee that the service will be uninterrupted or error-free. We reserve the right to modify, suspend, or discontinue the service at any time without notice.

Intellectual Property

All content, features, and functionality of Quick Budget, including but not limited to text, graphics, logos, and software, are owned by Quick Budget and are protected by copyright, trademark, and other intellectual property laws.

Limitation of Liability

Important Limitation

Quick Budget shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.

This includes but is not limited to financial losses, data loss, or damages resulting from decisions made based on our calculator results.

Privacy and Data

Your privacy is protected by our Privacy Policy, which is incorporated into these Terms of Service. Please review our Privacy Policy to understand how we handle your data (or rather, how we don't collect it).

Prohibited Uses

You agree not to use Quick Budget for any unlawful purpose or to violate these terms. Prohibited activities include:

  • Attempting to reverse engineer or copy our calculators
  • Using the service to create competing products
  • Uploading malicious code or attempting to hack the service
  • Using automated tools to access the service excessively
  • Misrepresenting the source of information from our tools

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this page. Your continued use of Quick Budget after changes are posted constitutes acceptance of the modified terms.

Governing Law

These Terms of Service are governed by and construed in accordance with applicable laws. Any disputes arising from these terms shall be resolved through appropriate legal channels.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Agreement to Terms

By using Quick Budget, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These terms represent our commitment to providing you with useful tools while protecting both your interests and ours.